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405-861-3790
Over 30 Years of Experience | 10 Year Structural Warranty | Free Consultations
Over 30 Years of Experience
Q.B.W. Warranty Included
Free Consultations
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Have a home financing-related question? Shawn Forth Homes has the answer. Check out these FAQs and give us a call today for more information!
There are a few things you need to know:
If you are doing an adjustable-rate loan, you need to know:
If you have bad or so-so credit, you can pay your way down to lower interest rates by paying a fee upfront. These fees are usually a percentage of the loan amount, and they do not decrease the amount of principal you will owe. You are just paying the bank to lower their interest rate.
It depends on what kind of loan you take:
Always ask if the lending institution has any in-house programs that work for you and if there are any programs that could help you, such as:
In furnishing any or all their documentation, an applicant is in no way obligated to accept the terms and conditions of the mortgage offered, nor does the borrower have to provide these documents to receive a Loan Estimate.
This amount will be provided to you in what is known as a “Loan Estimate." Ask if your lending institution will guarantee its Loan Estimate, so you have no surprises at closing. Keep in mind that the lending institution is not required by law to guarantee its Loan Estimate; it is only required to provide you with one.
Your lender may offer a few options for locking in your interest rate before your anticipated closing date. Shawn Forth Homes will work with you and your lender to establish a closing date and a viable timeline for locking in your interest rate.
NOTE: Talk to your prospective loan officer about their history at the lending institution. Make sure you ask:
First National Bank & Trust Co.
Matt Brown is an Oklahoma City native and graduate of the University of Central Oklahoma, where he graduated Magna Cum Laude with a degree in international business and trade.
Matt has worked in the mortgage industry throughout Oklahoma as well as in Chicago. In that time he has learned what it takes to make the loan process simple, smooth, and most importantly the right fit for each client.
No two people are the same and with access to every major loan program coupled with the knowledge developed since he began in 2001, Matt can work to tailor a loan program that is right for you.
Matt Brown and First National Bank provide all types of mortgage financing to assist you in either buying the home of your dreams or getting you on the right financial path.
With aggressive rates and unparalleled customer service they have truly come to set themselves apart from the pack, and they look forward to working with you to find the right product that fits your needs and your goals.
Loan types include:
Matt Brown
Senior Vice President – Mortage Lending
NMLS# 908374
Equal Housing Opportunity
Sam Bursch is a Senior Loan Officer at Cornerstone Home Lending in Oklahoma City. He is an Oklahoma City native that has been in finance and real estate for over 25 years. Sam is fully committed to helping you find the right mortgage strategies considering both your short term and long term goals. Additionally, Cornerstone’s access to an array of national investors allows Sam to select the right home loan program and interest rates for his clients’ individual needs.
Sam is passionate about his work and serving in the community. He has received numerous sales achievement awards and is recognized yearly as a Cornerstone Home Lending Top Producer. He is also active in the community as a volunteer for Habitat for Humanity and Rebuilding Together and his local church.
Before entering the mortgage industry, Sam was a licensed Real Estate Agent, Financial Planner and an Insurance Agent. With his expertise in every aspect of the homebuying journey, Sam is able to offer clients decades of guidance through every single step of the process.
Sam and his team have built their business reputation by offering an unparalleled experience - From convenient and secure online prequalification to in-house processing, underwriting and closing, Sam and his team are dedicated to making your lending experience stress-free.
When you work with Sam and his team, you can expect outstanding customer service, constant communication, and a commitment to closing on time, every time.
Experience the Cornerstone Home Lending difference! Rely on Sam Bursch for all of your residential lending needs.
Cornerstone’s access to an array of national investors allows Sam to select the right home loan program and interest rates for his clients’ individual needs.
Loan types Sam and his team offer include:
Sam Bursch
Senior Loan Officer
NMLS# 194158
Oklahoma City
4801 Gaillardia Parkway Ste. 325
Oklahoma City, OK 73142
Learn More About
Shawn Forth Homes
(405)861-3790
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